Life Insurance  
Providing for your family in the event or your death is a fundamental of risk management. And life insurance benefits that replace your income may be one of the best ways to meet your family’s ongoing financial needs. This calculator is designed to help you estimate the amount of life insurance you would need to produce a sufficient income stream for your family.
     

What is your current income before taxes?

$

What percentage of this income will your family need?

%

For how many years will your family need this income?

What do you expect the rate of inflation to be over this time period?
Note: In recent years, inflation has been 3 percent.

%

What investment return do you expect your family to earn over this time period (0 percent to 12 percent)?

%

Enter the total of any one-time payments that your family will have. (E.g., funeral costs, future college costs, home mortgage, and any other debts you want the insurance to pay.)

$
 
   
   
LaSalle St. Securities,www.lasallest.us,investment planning,financial advisor,investment advisor,invest,mutual fund,stock,bond,asset allocation,variable annuity,small business,high net worth,401(k),balance,diversification,risk management,investment
5695 Columbia Pike, Suite 200 • Falls Church, VA • 22041
Phone: (703) 931-2883 • Fax: (703) 931-2884
www.lasallest.us • mgraham@lasalle-st.com

Securities are offered through LaSalle St. Securities, LLC, 940 N. Industrial Drive, Elmhurst, IL 60126-1131, member FINRA/SIPC.  Accounts are carried by National Financial Services, LLC, Member NYSE/SIPC.

Securities in accounts carried by National Financial Services LLC (NFS), a Fidelity Investments Company, are protected in accordance with the Securities Investor Protection Corporation (SIPC) up to $500,000 (including $100,000 for cash awaiting reinvestment).  NFS has also arranged for coverage above these limits.  Neither coverage protects against a decline in the market value of securities, nor does either coverage extend to certain securities that are considered ineligible for coverage.  For more details on SIPC, or to request a SIPC brochure, visit www.sipc.org or call 1-202-371-8300.

Investment securities involve certain risks, including the potential for possible fluctuations in investment return and the possibility of loss of principal.  Investment values will fluctuate, and shares, when redeemed, may be worth more or less than the original cost.  

 LaSalle St. Investment Advisors, LLC is affiliated with LaSalle St. Securities, LLC, a registered broker/dealer, member FINRA/SIPC.

 Information in this website does not constitute an offer, or solicitation of an offer, to sell securities or insurance products. Such an offer can only be made by a registered representative of LaSalle St. Securities, LLC, and for some products, only when accompanied by a detailed prospectus. You should obtain all the information and carefully read the prospectus before investing in any securities.

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